John Schaaf

The One Big Beautiful Bill Act — signed July 4, 2025 — is the most significant tax law for real estate investors since 2017. If you own rental property, flip houses, or invest in commercial real estate, nearly every tool in your tax toolkit just got upgraded, made permanent, or both. This guide covers every OBBBA provision that affects real estate investors, with the dollar-specific examples and Indiana angles you won't find in a national summary. If you already read our blog post on turning...

If you have children under 18, you've probably heard about Trump Accounts — the new tax-advantaged savings accounts created by the One Big Beautiful Bill Act. Children born 2025–2028 even get a free $1,000 government deposit. With accounts officially opening July 4–5, 2026, Indiana parents are asking us the same question: how does this compare to a 529 plan or a Roth IRA?

If you own a small business and have kids, this might be the most valuable tax strategy you're not using. When done correctly, you can deduct your child's wages at your tax rate, your child pays little or no tax on those wages, and the money stays in the family. It's one of the few places in the tax code where the same dollar can be both deductible and (effectively) tax-free.  But the rules differ significantly depending on your business structure, your child's age, and how much you pay them....